erie insurance home protector ultra cover tree damage

In the unfortunate event of a tree falling on your property, in most cases, your insurance company will only pay for removal of tree debris that has fallen on YOUR property.Īn owner is responsible for making sure that a tree, including its limbs and roots, are not at risk of causing any damage. It is important to have building and contents insurance on your family home or investment property. What happens if a tree falls on my house? If the tree has fallen in your yard and hasn’t damaged anything, you can move on and call a tree removal professional. The fire department can make sure that your home is secure. What do you do when a tree falls in your yard?Ĭall emergency services if you are concerned about injuries or serious structural damage. If the tree causes damage covered under the “falling object” portion of your policy, it should be covered. Standard homeowners insurance covers damage a fallen tree does to your property, including your house, fence, driveway or even your neighbor’s car, as well as removal of the tree and its debris. Is falling tree damage covered by insurance? The insurer will have to also investigate the claim and defend the homeowner if he or she is sued by the neighbor whose property the tree fell on. In the event a homeowner is liable for the damages, his or her personal insurance company will have to pay the damages. Who pays for damage caused by falling tree? Damage caused by a tree falling on your house or other covered structure is typically covered, and removal generally is as well. Tree removal costs are covered by your homeowners insurance based on determining what caused the tree to fall, as well as where the tree was located. 7 What happens when a tree falls on Your House?ĭoes homeowners insurance cover tree damage and removal?.6 How much does home insurance cover for tree damage?.5 Is it legal to cut down a tree on your property?.4 What happens if a tree falls on my house?.2 Who pays for damage caused by falling tree?.

1 Does homeowners insurance cover tree damage and removal?.

Erie insurance home protector ultra cover tree damage